Free sample report · For financial professionals

The IRMAA Blueprint your clients will get

One client. $504,726 in IRMAA surcharges, and the years that decide them.

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15 pages · instant download

Every number from RetirementAdvisorPro

Official software of the IRMAA Certified Planner and NSSA

Built by Mark Annese
Founder, RetirementAdvisorPro · Co-founder, IRMAA Certified Planner

For financial professionals

The plan isn't where cases stall.The conversation is.

Most clients have no idea how their income affects both their Social Security and their Medicare costs.

Nobody has ever shown them. Not the statement in the mail. Not their CPA. Not their last advisor.

This sample shows one client's income against the IRMAA brackets, year by year: which years cross a threshold, into which tier, and what it costs.

Be the one who does, and you stop pitching. They start asking.

One client. Every number from the app.

IRMAA for a sample client, across the whole plan.

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$504,726

Lifetime IRMAA surcharges

On top of the standard Medicare premium

14 of 26

Medicare years with a surcharge

Reaching the Tier 4 bracket

2047

First year over a threshold

Set by 2045 income, two years earlier

What's inside

The pages your client will understand.

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Where your income lands

Each year of income against the IRMAA brackets.

The years that decide

Which income year sets which premium year.

What it costs you

The surcharges, year by year and in total.

What it does to Social Security

Medicare comes out of the benefit before it arrives.

Before you download

Quick answers.

It downloads the moment you submit, and a copy lands in your inbox.

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Who is it for?

Advisors, insurance professionals and tax professionals with clients at or near retirement. It is not consumer software.

What does it cost?

Nothing. Enter your name and email and it downloads right away. We email you a copy too.

Does it recommend a strategy?

No. It shows where the client’s income lands against the brackets. The recommendation stays yours.

Can I build one for my own clients?

Yes. RetirementAdvisorPro builds this report from any client’s plan, with your logo on the cover. Book a demo and see it with your own client.

For financial professional use only. Not for use with the public. This sample report is educational and is not tax, legal, or investment advice. John Sample is a hypothetical client. The report is an illustration built on stated assumptions; it does not predict or guarantee any result and is not a recommendation of any particular strategy.

RetirementAdvisorPro is not affiliated with or endorsed by the Social Security Administration, the Centers for Medicare & Medicaid Services, or any government agency.